Instrument insurance

[Russell Letson]

I'll be flying with one of my more valuable guitars this summer (probably the Crandall archtop) and am looking for coverage beyond/better than what our State Farm homeowner's rider can offer. So far, Heritage and Anderson seem to be the preferred specialist outfits, but I'll take advice to the contrary. I realized that I should probably have something beyond homeowner's anyway, just in case.

[kbcolorado]

I've not heard a bad word about Heritage, including from those who have filed claims. That's quite a testament given how many policies they have written. They're super easy to work with.

[Marshall]

May 22, 2023 12:34:38 GMT -5 Russell Letson said:

just in case.

I'd keep a separate copy of the policy at home. In case you lose the case too.

[Dub]

May 22, 2023 12:34:38 GMT -5 Russell Letson said:

I'll be flying with one of my more valuable guitars this summer (probably the Crandall archtop) and am looking for coverage beyond/better than what our State Farm homeowner's rider can offer. So far, Heritage and Anderson seem to be the preferred specialist outfits, but I'll take advice to the contrary. I realized that I should probably have something beyond homeowner's anyway, just in case.

We have a rider on our State Farm policy to cover instruments used professionally. We have never flown with instruments.

After the 2020 derecho, we’ve learned that having complete coverage from State Farm is the same as being uninsured except it costs more.

[Marty]

How about a archtop flight case. Check with the guys at Archtop.com for a used one.


or Gruv Gear

[Russell Letson]

I have a (used) Calton archtop-size cast, and I always gate check, but if I'm traveling with the Crandall, I want suspenders to go along with my belt. And while I'm at it, I might as well insure my other guitars.